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Tips for Buying a Motorcycle
Buying a brand new motorcycle

If you are considering buying a brand new motorcycle, then hopefully these tips will help.

The first thing you should do is set yourself a budget. This should include, the bike, the insurance, calculations  for servicing costs, and any clothing you may need. Work out how many miles you are likely to do, and consider how long the tyres on the new bike will last you.  Don't forget you will need to tax the bike, our bike tax page, has details of costs.

Decide on the bike you want, and get quotes for the insurance - our insurance page is a good place to start. Clothing wise, check out the deals on offer with your dealer, sometimes, they will throw in bike kit, in order to help them get a sale. If no deals are available, then check out our clothing link There are some good deals to be had!

Insurance
Insurance is another topic that tends to scare new buyers away. You will need to be insured if you own a motorcycle. If you are buying a new one and financing it, you will need fully comprehensive cover. Fully comprehensive cover can get really expensive depending on what kind of motorcycle you have. Different companies rate them different ways but the most common is by engine size and how much expensive body work the bike has. Another important factor that will be taken into account is your driving record. But since we cant change the past, here is a tip for lowering your insurance cost.

If you are able to live with buying a motorcycle under 600 cc's, then you will drastically lower your insurance cost. These motorcycles are not as fast and agile as the super sport bikes but they do the job. If you can find  bike with a small engine and minimal body work then go for it. Another trick of lowering your insurance cost is to get a policy with a large excess. A £250 excess means that you have to pay £250 before the insurance will pay the rest.

Timing

There are decent deals around, depending on when you are looking for a new motorcycle, if you are looking at the beginning of the season, you may find that you end up paying more than you would, if you looked, at the beginning of winter. it may be worth purchasing you biker, at the beginning of winter, and popping it in your garage until the weather improves. Also, consider looking at last years models, of which, some dealers may still have stock of. often they are much cheaper than the new model, and, there won't be that much difference between 2 consecutive models.

Happy Biking!

 

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Maintenance Cost

The amount of money that you will need to maintain your motorcycle will all depend on which motorcycle you purchase. Purchasing a high performance motorcycle will need alot more maintenance than a motorcycle with a lower performance. This is mainly because motorcycles that produce more horsepower have components that cannot be tuned or replaced by a novice mechanic. You have to take these bikes to professionals who will probably charge you an arm and a leg for something like a valve adjustment.

There will always be maintenance cost but how many times a year your bike needs it is the problem. A smaller motorcycle will probably only need 2-3 major adjustments or checks a year depending on how much you ride your bike. These bikes are very economical for this reason.

Working Out A Deal
When you finally go out to buy your motorcycle, it is best to deal with the sales manager. They usually know how to best negotiate with a client. Be sure to ask the sales manager to quote you the "on the road" price on the motorcycle. The "on the road" price is the final price of the motorcycle after any hidden fees. If they refuse to give you an out the door quote, that should give you warning that they are trying to hide something that they will charge you later. Run away!
Financing
With the price of motorcycles nowadays coming close to small cars, it is possible that using finance is an option. The key to finance, is to check out the rates that the finance company has, that the dealer offers you. You are in no way tied to the dealer for finance. so shop around, also consider a personal loan, this is often far cheaper than the deals offered by dealers, who do receive a commission payment from the finance companies for the deal. Checking rates can be done online, this page, is a good place to start.
Motorcycle Helmets, Clothing, Parts & Accessories